FairSplit ("we", "us", "our") is committed to protecting your privacy and complying with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.
Key principle: FairSplit is designed for anonymous use. We do not collect, store, or process any personal data that could directly identify you. You can use our calculator service without creating an account or submitting identifying information.
We also use privacy-conscious analytics tools (Google Analytics and Microsoft Clarity) to improve usability. All sensitive calculator inputs are masked.
FairSplit Ltd (Company No. 16837723, registered in England and Wales) is the data controller for any data processed through this site.
Contact details are provided in Section 12.
We do not collect or store the following types of personal data:
During use, you may input pension-related financial figures (e.g. cash equivalent values, ages, retirement dates). This data:
Payments are handled via Stripe. We receive:
Card and billing details are processed directly by Stripe, a PCI-DSS compliant provider.
We use Google Analytics 4 (GA4) for anonymised, aggregated website usage data. This includes:
We use Microsoft Clarity to help understand user behaviour on our website, such as which pages users visit and how they interact with elements on the screen.
Clarity collects:
Clarity does not capture pension values, dates of birth, names, or other sensitive inputs. These fields are automatically masked before any data is sent.
We process minimal data strictly to:
We do not conduct profiling, marketing, or automated decision-making.
Calculation Data: Not stored. All inputs are processed client-side only.
Payment Data: Basic transaction records (date, amount, ref) are stored for 7 years in accordance with UK tax and financial regulations.
Analytics Data: Retained by Google Analytics for up to 26 months, in anonymised form.
We use the following trusted providers:
Payment processing (see Stripe's Privacy Policy)
Used for aggregated usage analytics such as page views, session length, device type, and flow through the calculator. GA4 anonymises data and does not include pension inputs or personally identifying information. (See Google's Privacy Policy)
Used for behavioural analytics, heatmaps, and anonymised session replay. FairSplit enables automatic data masking, ensuring that sensitive information (e.g. pension values, ages, dates of birth, names) is not visible in any recording.
Clarity does not allow us to identify individual users. See Microsoft's Privacy Statement for more details.
Infrastructure logs may temporarily capture IP addresses for technical and security reasons. These are not linked to any user profile and are periodically deleted.
No personal data is shared for commercial, advertising or profiling purposes.
You have the right to:
Because we do not store identifiable personal data, these rights are rarely triggered. However, if you believe data was collected in error, please contact us (Section 12).
We take data security seriously and implement the following controls:
Despite this, no digital system is 100% secure. We continuously monitor and reduce risk but cannot guarantee complete immunity from threats.
FairSplit Ltd is covered by professional indemnity and cyber liability insurance underwritten by Hiscox Insurance Company Ltd (Policy No. PSC10003806290). This protects our business against claims relating to:
This cover is part of our commitment to secure, responsible and trustworthy service delivery — but FairSplit reports remain indicative only and do not constitute legal or financial advice.
This Privacy Policy may be updated from time to time. Any changes will be posted on this page with an updated "Last updated" date. Material changes will be notified on the homepage or via email if relevant.
For privacy-related enquiries or to exercise your rights under UK GDPR:
📧 Email: hello@fair-split.co.uk
📍 Address: FairSplit Ltd, 24 Dairy Way, Chew Stoke, BS40 8UP, United Kingdom