By accessing or using the FairSplit website and services (the "Service"), you agree to be legally bound by these Terms of Service ("Terms"). If you do not accept these Terms, you must not use the Service.
FairSplit provides an indicative, without prejudice pension division calculator to assist individuals and professionals in exploring possible pension sharing and offsetting scenarios during divorce.
The Service:
FairSplit is not:
Each pension calculation is charged at a one-off fixed fee of £100 (GBP).
Payments are processed via Stripe, our secure third-party payment provider. By paying, you agree to Stripe's terms and conditions.
Fees are non-refundable, except where:
Refunds must be requested within 14 days and are reviewed individually.
All prices are inclusive of VAT where applicable.
Pricing may change at any time, but updates will not affect previous payments.
When using the Service, you agree to:
All content, software, logic, algorithms, branding and design belong to FairSplit Ltd and are protected under UK and international law.
You are granted a non-transferable, limited licence to use the Service for personal, private use only. You may print or export your own calculation results, but may not:
FairSplit is an indicative-only modelling tool. It is not a substitute for regulated or professional advice.
We accept no liability for decisions, outcomes or losses arising from your reliance on FairSplit outputs. This includes:
To the maximum extent permitted by UK law, our liability is limited to the amount you paid for the Service (£100 per use).
We are not liable for:
We do not guarantee uninterrupted availability of the Service. Outages, bugs, or loss of access may occur.
These Terms do not limit any rights you have under UK consumer law, nor do they exclude liability for fraud, negligence causing death or personal injury, or anything else prohibited under statute.
FairSplit does not offer:
You must seek independent professional advice before relying on FairSplit for any legal or financial settlement decisions.
Calculations depend on:
Limitations include:
We strongly recommend obtaining a full actuarial report for any complex case.
You agree to indemnify FairSplit Ltd, its directors, employees and agents against any claim, liability, loss or cost (including legal fees) arising from:
We reserve the right to suspend or terminate access where:
Termination will not affect rights accrued before the date of termination. Key clauses (e.g. liability, indemnity, IP) will continue to apply.
These Terms are governed by the laws of England and Wales.
Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.
FairSplit Ltd holds Professional Indemnity and Cyber Liability Insurance provided by Hiscox Insurance Company Ltd (Policy No. PSC10003806290).
This insurance provides protection against claims arising from:
This insurance is in place as part of our professional standards — but use of FairSplit remains without prejudice, and all results are indicative only.
The Service uses privacy-focused analytics tools (Google Analytics and Microsoft Clarity) to understand general usage patterns. These tools do not capture pension figures, dates of birth, names, or any personally identifying information.
Analytics data is collected in anonymised, aggregated form for the sole purpose of improving the Service and understanding how users interact with the calculator.
You have the right to:
We may update these Terms from time to time. Changes will be posted on this page with an updated "Last updated" date. Continued use of the Service constitutes acceptance of the revised Terms.
FairSplit Ltd
📧 Email: hello@fair-split.co.uk
🏠 Address: 24 Dairy Way, Chew Stoke, BS40 8UP, United Kingdom